Housing

There are many resources available to help increase and preserve homeownership for low and moderate-income individuals and families.  These resources provide information on topics such as the lending and home buying process, mortgage programs and products for first-time home buyers, down payment/purchase assistance for eligible first-time borrowers, credit barriers, predatory lending prevention, and foreclosure prevention.

The YMCA Host Home Program – Serving Young People, ages 18 -24 in King County
The Accelerator YMCA Host Home Program is designed to support young adults who are homeless or at risk of homelessness in King County.  The program provides young people with the space and opportunity to build independent living skills, gain stability, develop lasting relationships, and focus on goal attainment by matching young people with a caring and supportive host family.

If you are interested in referring a young person to the Host Home Program or learning more about the Accelerator YMCA’s Host Home Program, call 206.462.9327 or email acceleratorhosthome@seattleymca.org.

PROPERTY TAX BREAKS FOR SENIORS
Thousands of King County seniors over the age of 61 may be eligible for a property tax break and not know it. Eligible participants must have an income below $40,000 and be in the correct age group. Learn more>

The Seattle Office of Housing has created and preserved over 12,500 affordable homes throughout the city, helped 900 families purchase their first home, and provided emergency rental assistance to 6,500 households.  Learn more>

Washington Homeownership Resource Center provides unbiased information and referrals.  To speak to someone call 877- 894-4663 or 206-542-1243.  Learn more>

Statewide Foreclosure Mapping Data – Northwest Justice Project’s (NJP) Foreclosure Consequences Advocacy Team (FCAT), in collaboration with Seattle University Law, Columbia Legal Services (CLS) and El Centro de la Raza (El Centro) has completed a report on foreclosure rates across the state from 2008 through 2014. The report highlights zip codes experiencing higher-than-average rates of foreclosure during this time period. Follow up work on whether foreclosure prevention advocates have been effective in assisting people in the affected zip codes is projected to be completed by this summer. Those interested can access the data to date, broken down by county.  Learn more>