Community Events & Announcements

Join us on Facebook for Bank On Washington Week
May 18 – 22Bank On Washington Week May 18 - 22

Bank On Week offers a week of entertainment and education about money to help children and adults learn together.  Facebook – https://www.facebook.com/Financial-Empowerment-Network-357757083847/

Look what this dad is teaching his son! INSTAGRAM

Bank On Washington is a public and private initiative to connect people without checking and savings accounts to affordable mainstream financial services, including checking, savings, credit, and financial education opportunities. We assist in providing people with alternatives to paying more than they need to for financial services, to help them on a pathway to economic stability and success.

Together in partnership with banks, credit unions, government, and community organizations, local Bank On’s work together to bring affordable mainstream financial services, asset building and financial empowerment to our Washington communities.

  • Bank On Cowlitz
  • Bank On Kitsap
  • Bank On Mason
  • Bank On North Sound
  • Bank On Pierce County
  • Bank On Seattle-King County
  • Bank On Spokane
  • Bank On Thurston
  • Bank on Washington
  • Bank On Yakima

Bank On Washington Week is offered in collaboration with FEPPP (Financial Education Public-Private Partnership) and Jump$tart WA.

Alternate Tax Options

Out of an abundance of caution and in alignment with recommendations from Public Health, United Way of King County Free Tax Prep Sites are temporarily closed until further notice due to the risks associated with COVID-19.

Given the extension of the filing deadline, United Way of King County is still committed to providing tax help to those in need. If you need help filing your taxes, you can still file for free.

  1. Self-filing. File your taxes online free with United Way’s filing tool at www.MyFreeTaxes.com.
  2. Virtual tax preparation. Get free tax preparation services virtually from your own home. In a partnership with Code for America, our local United Way Free Tax Preparation experts now can remotely prepare your tax return and file it electronically with your consent. Simply answer a few questions and submit your documents to a secured portal via GetYourRefund.org.  This service is available for individuals and households who earned less than $66,000 in 2019. This virtual tax service is now available for ITIN holders.

Learn more about two options available here>

For updates on when sites will be open again, please visit FreeTaxExperts.org

Protect yourself financially from the impact of the coronavirus

As we all try to navigate these uncertain times, the Financial Empowerment Network would like to share some guidance from the DFI, CFPB, FDIC, CFE Fund and the Bank On support they provide across the country to local coalitions.

The DFI (Washington State Department of Financial Institutions) has compiled a FAQ of questions from consumers and the DFI’s response.

The CFPB blog offers steps to help protect yourself or a loved one from the financial impact of the coronavirus.

For the latest updates, visit the CFPB’s Coronavirus landing page.

With many of us staying home to help flatten the coronavirus curve, online banking allows you to handle your finances from the comfort of home. The CFPB offers some tips for people who are new to online or mobile banking.

Importance of Banking Access During COVID-19: It has never been more critical to have a bank account. The CFE Fund offers a tip sheet that outlines the importance of a safe and affordable mainstream bank or credit union account for managing your money remotely, including to receive wages and government benefits securely through direct deposit and make payments remotely.

Open a safe banking account online to protect your money. Bank and credit union accounts, particularly those certified as meeting the Bank On National Account Standards, can support you to receive wages and government benefits safely and securely, using direct deposit. Bank On accounts is not subject to surprise fees – especially for an overdraft, insufficient funds, and inactivity.

– Many Bank On certified accounts can be opened online to ensure the account opening process is safe and seamless. Learn more here>
– You can find a list of participating Bank On Seattle-King County financial institutions. Learn more here>

Here is more from the FDIC Chairman Jelena McWilliams. Watch the video here> 

FDIC Video - The Safest Place for Your Money

NWCLC Webinar Series: How to survive the financial impacts of COVID-19

For many Washingtonians who were recently laid off, had hours reduced, or took unpaid leave, the financial implications of COVID-19 have been serious and immediate.

Northwest Consumer Law Center is here to help those financially impacted by the COVID-19 outbreak.

COVID-19 RESOURCES
Landlord/Tenant Law & COVID-19
An Update on Washington’s Eviction Moratorium and Options for Renters
Monday, March 30, 2020
Download the webinar at https://youtu.be/whClo28RoPU

Financially struggling due to the COVID-19 outbreak? Want to learn more about your rights as a tenant during these uncertain times? Join Northwest Consumer Law Center for an informative presentation by Board Member Brendan Donckers. This 20-minute presentation will be followed by a live question and answer session.

Your Mortgage & COVID-19
An Update on Foreclosure Moratoriums, Payment Deferrals, and More
Tuesday, March 31, 2020
Download the webinar at https://youtu.be/DojvWYQQFxQ

Financially struggling due to the COVID-19 outbreak? Want to learn more about options for your mortgage payments? Join Northwest Consumer Law Center for an informative presentation by Board Member Melissa Huelsman. This 20-minute presentation will be followed by a live question and answer session.

Your Student Loans & COVID-19: Is Relief Available?
Wednesday, April 1, 2020
Download the webinar at https://youtu.be/KZcTAKPtQ_M

Trying to make sense of what options are available to manage your student loans? Join Northwest Consumer Law Center for an informative presentation by Board Member Christina Henry. This 20-minute presentation will be followed by a live question and answer session.

Managing Consumer Debt Amid COVID-19
Credit Cards, Medical Bills, and Debt Collectors
Thursday, April 2, 2020
Download the webinar at https://youtu.be/XpzJYklHqn0

Struggling financially due to the COVID-19 outbreak? Not sure which bills to pay first? Want to learn more about how to protect your consumer rights? Join Northwest Consumer Law Center for an informative presentation by Board Member Sam Leonard. This 20-minute presentation will be followed by a live question and answer session

Bankruptcy & COVID-19
Should I File? And Other Considerations During A Financial Crisis
Friday, April 3, 2020
Download the webinar at https://youtu.be/iOKYj7QXEy8

Struggling to repay debt and considering bankruptcy? Join Northwest Consumer Law Center for an informative presentation by Executive Director Amanda Martin. This 20-minute presentation will be followed by a live question and answer session.

Seattle Area Food Resources

View the Live Map at https://public.tableau.com/profile/city.of.seattle.human.services#!/

Free Vegetarian Food Truck

Northwest SHARE continues with the expanded schedule of their Free Vegetarian Food Truck, generously handing out free food, four times a week. You can find them in the UHeight parking lot, giving out free meals (while observing social distancing rules) on Wednesdays and Fridays from 6 to 8 pm, on Saturdays from 5:30 to 8 pm, and on Sundays from 12 to 2 pm.

Emergency Childcare

With school closures now being extended through the end of the school year, the need for childcare becomes essential.  Immediate childcare for workers on the front line of COVID response in healthcare, first response, grocery, delivery, and other high-need sectors is available through the partnering efforts of University Temple Children’s School – UTCS and UHeights.  Read more about this effort in a UW Daily article.

Spread the word by sharing this preliminary intake form with parents you know who are looking for childcare.  Download the form at https://forms.gle/xdFuKqXojMbHdZ6H9.  Contact Mason Wiley, with questions at 206-527-4278 ext. 806.

Coronavirus Relief Funding Options for Small Businesses from the SBA

On Friday, March 27, 2020, the President signed into law the CARES Act, which contains $376 billion in relief for American workers and small businesses.

In addition to traditional SBA funding programs, the CARES Act established several new temporary programs to address the COVID-19 outbreak. Learn more here>

Over $130,000 Small Business Support Grant

HomeSight, a 501(c)(3) CDFI, and Community Development Corporation, in partnership with Lucky Seven Foundation, RVCDF, Wells Fargo, and Umpqua Bank, has assembled over $130,000, to date, as seed money to launch their second annual Small Business Support Grant program.

In 2019, HomeSight successfully led an effort to grant $50,000 to 25 Southeast Seattle businesses and will be continuing this program in these unprecedented times. The diversity of Southeast Seattle is reflected in the business districts that serve the community. Over 1,000 business, a majority of which is a person of color, immigrant, refugee and woman-owned, serve residents from all over the Puget Sound and beyond. Businesses across the nation are feeling the impact of COVID-19, but Seattle holds the distinction of having the first confirmed cases, causing our businesses to suffer significant losses in revenue. It is their goal to help mitigate this tragedy and keep it from changing the fabric of our community by offering grants up to $5,000.

Grant funds may cover basic business needs, including marketing strategies, business loan costs, bookkeeping and accounting, advertising, business association membership dues, business planning, legal support resources, business tax preparation, equipment and fixtures, minor repairs, business taxes, permits, and licensing fees, and working capital to get through these unprecedented times.

If you have any questions regarding the Small Business Support Grant, please contact Sarah Valenta at (206) 696-3685 or sarah@homesightwa.org.

Healthcare for the Homeless Network (HCHN)

Healthcare for the Homeless Network provides health care services to people experiencing homelessness in King County and leadership to help change the conditions that deprive our neighbors of home and health. Learn more here>

For the latest updates on Novel Coronavirus in King County, please see www.kingcounty.gov/covid

Stop Germs, Stay Healthy! Hand washing posters available in 22 languages.

Washington Retirement Marketplace

Choose a Retirement Plan that fits your needs and goals.

Learn more at retirement-marketplace.com/

Planning for Higher Education for Families

The non-profit organization CENTS is pleased to announce the creation of Planning for Higher Education for Families, a free Workbook and Resource Guide to help families plan for their student’s higher education. This project, funded by the Washington Student Achieve Council (WSAC) and Washington 529 Plans (WA529), is the culmination of teamwork between CENTS, WSAC, and WA529.  Planning for Higher Education for Families will help families come up with a plan to save money for higher education and/or cut down on the cost of higher learning.  The project can be found at https://centsprogram.org/planning-for-higher-education-for-families/.