Community Events & Announcements

Seattle Times Project Homeless

Join a live Q&A with Marc Dones, CEO of King County’s Regional Homelessness Authority

The Seattle Times will be hosting a live event with Marc Dones at 12:30 p.m. Tuesday, Sept. 28. Bring your questions for King County’s head of the Regional Homelessness Authority in the free, hourlong event. Register here>

2021 BankOn WA virtual forum – updated information!

Exciting news! We have updated our schedule – now you can see more information about our speakers and their presentations! And check out the closing panel we have added – The Future of FinTech: Research, Pitfalls and Possibilities. We are excited to bring together folks from across sectors to explore what research is telling us about the use of FinTech in historically marginalized communities, and what lessons we can take forward here in Washington.

Join us October 19th and 20th from 8:30 am – 12:45 pm Pacific Time to explore what FinTech means for unbanked, low-income, and historically marginalized individuals and communities. What is the current FinTech landscape? What does research tell us about inclusion and financial wellness? And where are we headed from here?

Day One – Tuesday, October 19, 2021

8:30 am – 12:45 pm

8:30 am – Welcome
9:00 am – Opening Plenary with Morgan Housel, author The Psychology of Money
10:15 am – The Full Monty: A study of banking, FinTechs, and exceptional performance with John Maxfield, author The Cambrian Explosion: Lessons for a New Era in Banking
11:30 am – Banking in Color with Dr. Cy RichardsonNational Urban League
12:30 pm – Day One Closing

Day Two – Wednesday, October 20, 2021

8:30 am – 12:30 pm

8:30 am – Welcome
8:45 am – Presentation Four: Andrea AlexanderT3 Tribal Technology Training
10:00 am – The Fintech Project – Financial Apps as Tools for Success with Chris Moreno & Darren LiddellCatalyst Miami
11:15 am – Closing Panel: The Future of FinTech: Research, Pitfalls & Possibilities

  • Sean Creehan, FinTech team lead for financial health and inclusion at the Federal Reserve Bank of San Francisco
  • Gosia Tomaszewska, Director of Innovation, Common Wealth
  • TBD
  • Moderated by: Erwin Reeves, Community Affairs Specialist, FDIC

12:30 pm -Day Two Closing

Registration:  $50 per individual*
*A discount is available for nonprofits! Use promo code ChangeCounts21 to receive a discount of $25!

Register Here!

More information is available at www.bankonwashington.org

+ Follow us on social mediawww.facebook.com/BOWA2021


Through the innovative program, known as Save2Build Credit Builder Loan, American Financial Solutions (AFS) clients can borrow $300.                                  .

The borrowed funds are not distributed directly to the client as they would with a traditional loan. Instead, they are deposited into a locked savings account.

The client makes small monthly installment payments through their plan over a year. Each monthly payment made toward the loan is reported to the credit reporting agencies, reflecting positively on their credit report and potentially raising their credit score.

At the end of the loan term, the funds are returned to the client, providing an instant savings cushion that the client can use to build their savings over time or continue building their credit.

Call AFS at 888.818.5029


HELP FOR PARENTS: K-12 CHILDREN PLAN FOR THEIR FUTURE HIGHER EDUCATION

CENTS has created a free resource to help families plan for their student’s future higher education called Don’t Get Debt Slapped for Families. The free resource is a recorded PowerPoint presentation that walks parents of K-12 students through the planning process, as well as a written Activity and Resource Guide. The goal is to minimize educational debt and create an achievable action plan.  You may find more information about the program here>


Community Workshops

VENTURES
Ventures is a Seattle-based nonprofit that empowers aspiring entrepreneurs with limited resources and unlimited potential. They provide access to business training, capital, coaching, and hands-on learning opportunities for entrepreneurs.

At orientation, you will learn about their full-service model of support, which includes business training, personalized coaching, loans, and access to market opportunities. Afterward, they will have the opportunity to apply for our cornerstone eight-week Business Basics Course that teaches the fundamental principles of running a business.

All of their programs are scheduled to run virtually until further notice. Their Seattle program is open to all in the Puget Sound area. Orientation is always free and an 8-week course has a one-time fee of $50, $100, or $200 sliding scale fee depending on income. Financial help is available for those who need it.

Visit their website to find more information on the 8-week Business Basics Program, or click here to find more information about the orientation.


ELAP  Virtual Events

ELAP Helpline (they serve low-income community members in King County): 425.747.7274 | 425.620.2778 (Esp)

COVID Legal Aid Project: Available in print – English and Spanish. Online – English/Spanish/Chinese/Vietnamese

Missed a webinar? 
Here’s a link to all of ELAP’s previous webinars: www.elap.org/webinars (categorized into different legal categories)


Protect yourself financially from the impact of the coronavirus

As we all try to navigate these uncertain times, the Financial Empowerment Network would like to share some guidance from the DFI, CFPB, and Bank On Washington. 

The DFI (Washington State Department of Financial Institutions) has compiled a FAQ of questions from consumers and the DFI’s response.

The CFPB blog offers steps to help protect yourself or a loved one from the financial impact of the coronavirus.

For the latest updates, visit the CFPB’s Coronavirus landing page.

Open a safe banking account online to protect your money. Bank and credit union accounts, particularly those certified as meeting the Bank On National Account Standards, can support you to receive wages and government benefits safely and securely, using direct deposit. Bank On accounts is not subject to surprise fees – especially for an overdraft, insufficient funds, and inactivity.

– Many Bank On certified accounts can be opened online to ensure the account opening process is safe and seamless. Learn more here>
– You can find a list of participating Bank On Seattle-King County financial institutions. Learn more here>

NWCLC Webinar Series: How to survive the financial impacts of COVID-19

For many Washingtonians who were recently laid off, had hours reduced, or took unpaid leave, the financial implications of COVID-19 have been serious and immediate.

Northwest Consumer Law Center is here to help those financially impacted by the COVID-19 outbreak.

COVID-19 RESOURCES
Landlord/Tenant Law & COVID-19
An Update on Washington’s Eviction Moratorium and Options for Renters
Monday, March 30, 2020
Download the webinar at https://youtu.be/whClo28RoPU

Financially struggling due to the COVID-19 outbreak? Want to learn more about your rights as a tenant during these uncertain times? Join Northwest Consumer Law Center for an informative presentation by Board Member Brendan Donckers. This 20-minute presentation will be followed by a live question and answer session.

Your Mortgage & COVID-19
An Update on Foreclosure Moratoriums, Payment Deferrals, and More
Tuesday, March 31, 2020
Download the webinar at https://youtu.be/DojvWYQQFxQ

Financially struggling due to the COVID-19 outbreak? Want to learn more about options for your mortgage payments? Join Northwest Consumer Law Center for an informative presentation by Board Member Melissa Huelsman. This 20-minute presentation will be followed by a live question and answer session.

Your Student Loans & COVID-19: Is Relief Available?
Wednesday, April 1, 2020
Download the webinar at https://youtu.be/KZcTAKPtQ_M

Trying to make sense of what options are available to manage your student loans? Join Northwest Consumer Law Center for an informative presentation by Board Member Christina Henry. This 20-minute presentation will be followed by a live question and answer session.

Managing Consumer Debt Amid COVID-19
Credit Cards, Medical Bills, and Debt Collectors
Thursday, April 2, 2020
Download the webinar at https://youtu.be/XpzJYklHqn0

Struggling financially due to the COVID-19 outbreak? Not sure which bills to pay first? Want to learn more about how to protect your consumer rights? Join Northwest Consumer Law Center for an informative presentation by Board Member Sam Leonard. This 20-minute presentation will be followed by a live question and answer session

Bankruptcy & COVID-19
Should I File? And Other Considerations During A Financial Crisis
Friday, April 3, 2020
Download the webinar at https://youtu.be/iOKYj7QXEy8

Struggling to repay debt and considering bankruptcy? Join Northwest Consumer Law Center for an informative presentation by Executive Director Amanda Martin. This 20-minute presentation will be followed by a live question and answer session.

Q&A about Eviction Moratoriums for Tenants and Manuf./Mobile Homeowners
Watch the Q&A webinar where NJP attorneys answer questions about rent and rent assistance, the eviction process, and other issues facing tenants during the COVID-19 crisis.  They also focus on manufactured/mobile homeowners who rent space in a manufactured/mobile home parks, but all tenants may learn more about their rights and where to get legal help.

Watch the webinar here>

Your Next Job

Your Next Job is a service at the Seattle Public Library (SPL) that can help job seekers:

  1. Get started with unemployment
  2. Search​ for jobs
  3. Apply for jobs
  4. Learn new job skills

Through one-on-one appointments by phone, text, or online conferencing, SPL can help job seekers to be successful on career and educational pathways, including job seekers with little or no digital literacy skills and those with limited English proficiency.

To make a Your Next Job appointment for yourself or someone you are assisting, please call 206.386.4636, email ask@spl.org, or complete the intake form on their website.

MORE RESOURCES:

Your Next Job is offered in partnership with the King County Library System and the Seattle Jobs Initiative.

Seattle Area Food Resources

View the Live Map at https://public.tableau.com/profile/city.of.seattle.human.services#!/

Free Vegetarian Food Truck

Northwest SHARE continues with the expanded schedule of their Free Vegetarian Food Truck, generously handing out free food, four times a week. You can find them in the UHeight parking lot, giving out free meals (while observing social distancing rules) on Wednesdays and Fridays from 6 to 8 pm, on Saturdays from 5:30 to 8 pm, and on Sundays from 12 to 2 pm.

Emergency Childcare

With school closures now being extended through the end of the school year, the need for childcare becomes essential.  Immediate childcare for workers on the front line of COVID response in healthcare, first response, grocery, delivery, and other high-need sectors is available through the partnering efforts of University Temple Children’s School – UTCS and UHeights.  Read more about this effort in a UW Daily article.

Spread the word by sharing this preliminary intake form with parents you know who are looking for childcare.  Download the form at https://forms.gle/xdFuKqXojMbHdZ6H9.  Contact Mason Wiley, with questions at 206-527-4278 ext. 806.

Planning for Higher Education for Families

The non-profit organization CENTS is pleased to announce the creation of Planning for Higher Education for Families, a free Workbook and Resource Guide to help families plan for their student’s higher education. This project, funded by the Washington Student Achieve Council (WSAC) and Washington 529 Plans (WA529), is the culmination of teamwork between CENTS, WSAC, and WA529.  Planning for Higher Education for Families will help families come up with a plan to save money for higher education and/or cut down on the cost of higher learning.  The project can be found at https://centsprogram.org/planning-for-higher-education-for-families/.

The COVID-19 Crisis and Student Loans: A Webinar Event for Borrowers and Practitioners

The Center for Financial Security (CFS), in collaboration with the Wisconsin Coalition on Student Loan Debt (WCSD) and Ascendium Education Solutions, Inc., hosted a webinar entitled “The COVID19 Crisis and Student Loans: A Webinar Event for Borrowers and Practitioners” on June 9th. The webinar increased awareness about how COVID19 has impacted student loan borrowers and on the various types of COVID19-related relief available.

Watch the webinar here>