Curriculum Resources for Financial Educators

The Consumer Financial Protection Bureau (CFPB) has resources for consumers on each of these topics.

1. Resources on debt collection

• Know Your Rights When a Debt Collector Calls:   This handout provides information to consumers about their rights related to debt collection, along with strategies on how to handle calls from debt collectors.
• CFPB has sample letters on debt collection that can help consumers who:
  1. Need more information
  2. Do not owe the debt
  3. Want the debt collector to stop contacting them while they dispute the debt
  4. Want the debt collector to only contact them through their lawyer
  5. Want to specify how the debt collector can contact them

2. Resources on credit reporting

• Understand your credit score:  An overview of credit scores and tips on how to build and improve credit scores.
• How to rebuild your credit:  Steps and tips on how to rebuild credit.
• Sample letter to dispute information on a credit report:  Letter and instructions to help consumers dispute errors on their credit reports.
• Where to find free access to a credit score: Handout providing information on obtaining free credit scores, and listing companies that said they offer existing credit card customers free access to one of their credit scores.
• My credit report rule to live by:  Help your clients create their own “rule to live by” on when and how to check their credit report.

3. Resources on mortgages

• Buying a House: An online suite of tools and resources to help consumers navigate the home-buying process. The tools included in Buying a House are:
  1. Loan Estimate explainer helps consumers review their Loan Estimate and get definitions for unfamiliar terms.
  2. Closing Disclosure explainer helps consumers double-check that all the details in a Closing Disclosure are correct.
  3. Explore interest rates allows consumers to explore lending data from real lenders, updated every business day in the evening.
  4. Closing checklist helps consumers prepare for closing, one of the most important parts of the home-buying process.
  5. Guide to closing forms  provides descriptions of four important closing forms: the Promissory Note, the Mortgage/Security Instrument, the Initial Escrow Disclosure, and the Right to Cancel form.
• Your Home Loan Toolkit: Toolkit that can help homebuyers get the best mortgage for their situation, understand the closing costs and what it takes to buy a home, and a few ways to be a successful homeowner.

4. Missed previous CFPB FinEX webinars? Watch the recording!  If you have missed any CFPB webinars, you can watch them or read the transcripts:

• Financial well-being national survey results
  Watch the recording | Read the transcript
• Disaster preparedness and recovery
  Watch the recording | Read the transcript
• Workplace financial education
  Watch the recording | Read the transcript
• Youth financial literacy and savings behavior
  Watch the recording | Read the transcript
• Principles for effective financial education
  Watch the recording | Read the transcript
• Resources for servicemembers and veterans
  Watch the recording | Read the transcript
• Accessing credit scores and reports
  Watch the recording | Read the transcript
• Managing spending
  Watch the recording  | Read the transcript
• Debt collection resources
  Watch the recording  | Read the transcript
•  Light-touch financial education on credit card debt
  Watch the recording  | Read the transcript
• Libraries as a financial education resource
  Watch the recording  | Read the transcript
• Helping youth to build financial capability
  Watch the recording  | Read the transcript
• Financial coaching
  Watch the recording  | Read the transcript
• Financial education programs serving immigrant communities
  Watch the recording  | Read the transcript
• Federal financial education resources
  Watch the recording  | Read the transcript
• Take Control of Your Auto Loan
  Watch the webinar | Read the transcript
• Financial Rules to Live By
  Watch the webinar  |  Read the transcript
• Evidence-based insights: tips for strengthening financial education curriculum
  Watch the webinar | Read the transcript
• Money as You Grow
  Watch the webinar  | Read the transcript
• Financial Caregivers Tools and Resources
  Watch the webinar | Read the transcript
• Measuring Financial Well-Being
  Watch the webinar | Read the transcript
• Owning a Home
  Watch the webinar | Read the transcript
• Tax Time Savings
  Watch the webinar | Read the transcript
• Your Money, Your Goals Toolkit
  Watch the webinar | Read the transcript
• CFPB Consumer Complaint System
  Watch the webinar | Read the transcript
• Consumer Credit Reports and Scores
  Watch the webinar | Read the transcript
• Financial Well-Being: The Goal of Financial Education
  Watch the webinar |  Read the transcript

Annie E. Casey Foundation: Youth and Credit
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Biz Kids – Life on the Edge Toolkit
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Biz Kids: Standard Lessons
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CFPB Resources for Financial Educators – Learn more>

• Adult financial education  Learn more>
  
• Youth financial education Learn more>
• Resources for libraries Learn more>

CFPB Videos and Webinars

• Saving for financial shocks and emergencies
• Organizing and managing finances

Commonwealth, formerly D2D Fund, strengthens the financial opportunity and security of financially vulnerable people by discovering ideas, piloting solutions, and driving innovations to scale. Learn more>

FDIC: Money Smart – A Financial Education Program
Money Smart is a comprehensive financial education curriculum designed to help low and moderate income individuals outside the financial mainstream enhance their financial skills and create positive banking relationships.  Learn more>

FDIC Youth Banking Resource Center
Learn about strategies to enhance youth financial education efforts with an opportunity to open a savings account. Learn more>

FDIC Youth Employment Resource Center
Explore this site to learn about the FDIC’s resources that support financial education and access to safe, affordable insured accounts for youth participating in employment programs. In particular, FDIC’s Money Smart curricula can help meet the Workforce Innovation and Opportunity Act (WIOA [doleta.gov]) financial literacy element. Learn more>

FDIC Learning Bank
The FDIC created the Learning Bank – to provide information about using money wisely, how banks work, and the differences between types of bank accounts and loans. You’re never too young to create smart financial habits that will help you manage your money!  Learn more>

FTC (Federal Trade Commission)
1) Money & Credit: Buying & Owning a Car, Credit & Loans, Dealing with Debt & Resolving Consumer Problems
2) Homes & Mortgages: Home Loans, Home Improvement, Saving Energy at Home and Renting & Timeshares
3) Health & Fitness:  Healthy Living, Treatment & Cures & Weight Loss & Fitness
4) Jobs & Making Money: Education & Training, Job Hunting, Working from Home, Going into Business & Investments & Grants
5) Privacy, Identity & Online Security:  Limiting Unwanted Calls and Emails, Online Security, Protecting Kids Online and Identity Theft
6) Blog
7) Video & Media
8) Scam Alerts

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Financial Beginnings
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Bank On Lousville: Fresh Start!
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Jim Casey Youth Opportunities Initiative: Keys to Your Financial Future
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Jump$tart Coalition Clearinghouse
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Junior Achievement – JA World Finance Park
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Khan Academy
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My Path
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NEFE Financial Workshop Kits
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Northwest Credit Association (NWCUA): Financial Reality Fair – Simulation
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Practical Money Skills for Life
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Practical Money Skills – Kahn Academy
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University of Arizona: Take Charge Today
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Vulcan Productions: We the Economy
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