If you have been denied an account from a bank or credit union, and ChexSystems was part of the decision process, this information will help you understand what may have contributed to that decision.
Chex Systems, Inc. provides account verification services to its financial institution members to aid them in identifying account applicants who may have a history of account mishandling (for example, people whose accounts were overdrawn and then closed by them or their bank). Each report submitted to ChexSystems remains on file for five years. You can order a report to learn what information is in your consumer file at ChexSystems. Learn more>
Consider contacting a financial counselor to review your ChexSystems report with you.
Financial Education Providers offer one-on-one financial education, free classes, and workshops to help you learn about managing your finances. You can find a schedule of upcoming classes and workshops offered on the Financial Education Calendar.
- AFCPE (Association for Counseling and Planning Education)
Find an AFC (Accredited Financial Counselor) in Washington here>
- American Financial Solutions
- United Way Benefits Hub
Online scheduling for appointments at five convenient locations. Schedule an appointment here>
If you can’t find available times call 206-461-4536 or email email@example.com. Learn more>
- El Centro de la Raza
Call 206-957-4634 or email firstname.lastname@example.org
- Hopelink Financial Capability Program
- NW Access Fund – Financial Coaching and Benefits Planning for Individuals with Disabilities
- Solid Ground – Financial Fitness Boot Camp
- Sound Outreach
- YWCA Economic Resilience Initiative
Answers about Identification
The Office of the Comptroller of the Currency provides answers and solutions for questions about identification methods used by banks, use of social security numbers, and fingerprints. Learn more>